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One of the most critical bank activities is
granting credits to its customers. Increasing
the flexibility and hastening credit approval
processes without sacrifying the necessary
precautions is mandatory. Finantix Lending is a
component-based solution enabling branch
employees and credit specialists to manage and
monitor sales operations and transactions of a
broad range of lending and mortgage products and
services with an end-to-end approach. The
solution integrates seamlessly front-, middle
and back-office systems including analytical and
operational CRM functionality offering a
powerful sales-oriented, client-driven
instrument. Mortgage and lending processes are
managed and monitored across bank's divisions
according to bank's business logic and rules.
The credit forms covered by the
solution are:
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Mortgages |
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Consumer loans |
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Credit lines and overdrafts |
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Credit cards |
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Commercial loans |
Finantix Lending allows banks to:
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Provide interactive loan and mortgage
simulations |
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Support client fact finding activity |
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Score applications and clients |
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Manage affordability calculations |
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Enable product illustration and sales
support activities |
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Initiate and monitor the full approval
process |
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Manage different processes and approval
paths according to the type of
application, client, amount, and channel |
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Transfer automatically to the core
banking system approved contracts for
management and accounting |
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Monitor ongoing client's situation and
position |
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Control over time the regular progress
of the repayments |
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Manage credit renewal events and
processes |
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Support credit collection policy and
activities |
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Provide complete statistics and
analytical reports on ongoing lending
businesses |
Approved contracts will be automatically
transferred to the core banking systems for
management and accounting.
The system allows monitor over time the regular
progress of the repayments, giving operators an
easy access to the status of the loans and
alerting them about missed payments or other
irregular situations.
Benefits
of Finantix Lending solution:
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Lending