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  Lending

One of the most critical bank activities is granting credits to its customers. Increasing the flexibility of credit approval processes and hastening their cycles without sacrificing the necessary precautions is mandatory. The Lending solution enables branch employees and credit specialists to manage and monitor sales operations and transactions of a broad range of lending and mortgage products and services with an end-to-end approach. The solution integrates seamlessly front-, middle and back-office systems including analytical and operational CRM functionality.

CREDIT FORMS supported by the solution are: :

Mortgages
Consumer loans
Credit lines and overdrafts
Credit cards
Commercial loans

Key functionality:

Management of prospects and existing customers (with a full view of their position)
Support for individual and business customers
Lending product catalogue
Calculators and simulators
Product affordability check
Repayment schedule calculations
Application capture
Approval in principle
Integration with rule and scoring engines
Management of the approval process
 
Benefits:
 
Ability to configure, simulate and illustrate both simple and complex product proposals at point of sale
Automation of process and credit decisions through a scoring engine and a rule engine
Quicker capture of information via intelligent forms
Easy definition of approval processes optimised for each product
Ability to tune operational parameters and processes in real-time
 

For more information: sales@finantix.com

 

 

 

 

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